Emergency Community Care help

Families on a means tested benefit, such as Income Support or Pension Credit, may be eligible for a Community Care Grant which you don’t have to pay back from the government’s Social Fund, to help pay for certain items or expenses that would ease exceptional pressure on the family; such as damage to a property or essential furniture you cannot afford.

• If you’re not eligible for the grant there are a couple of interest free loans (you need to pay these back) available in the scheme; Crisis loans (again for emergencies or disasters, but you don’t have to be getting benefits in order to get the loan) and Budgeting loans (for any day to day spending).

• Demand is extremely high for all Social Fund money at the moment and there isn’t a bottomless pot of money but if you think you qualify and really need the cash ask at your local Job Centre.

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